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AI-driven retirement planning with 30,000+ 5-star reviews—fast, free, personalized, and unbiased.

Three Steps to AI Financial Planning

Build Your Free Financial Plan

No login. No phone number. No linked accounts. Organize your high-level info in 5 minutes so the Financial Planning GPT can give smarter, more relevant answers.

Chat With Our AI Financial Advisor

Get personalized financial advice through a fully conversational AI. Plan for retirement, improve your budget, and explore smart next steps—anytime.

Get Expert Insights & Custom Offers

Instantly get answers to common questions. If eligible, you’ll also have the option—never an obligation—to connect with a financial advisor to review your plan.

Fully Conversational AI Financial Advisor

After building your free plan, you’ll get access to a fully conversational AI—powered by ChatGPT. It learns from your plan just like a real advisor, then adjusts to your level of knowledge to help you explore what matters most. Ask questions in plain language, in dozens of languages. The AI can prompt you with questions, guide you through key decisions, and help you think through retirement, budgeting, debt, and more. A free ChatGPT account is required to chat.

4-Minute Demo: AI Financial Plan Review in Voice Mode | AIFinancialPlanning.com

We help families move from financial fear to financial freedom.

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30,000+ 5-star reviews!

"The best"

This is the best financial advice I've ever gotten. I get extreme anxiety when I talk about any problem that I have, especially money. I would also be embarrassed to have my situation scrutinized by somebody else. I feel like I have a solid starting point and good direction. - Sylvia

Build your free financial plan

"Step-by-step plan of attack."

No matter how much you have, or where you are in life.

Why do you need a financial plan?

Minimize stress

See how you compare to people with low financial stress—and what they’re doing differently. Get data-driven tips to feel more in control.

Prepare for the future

There’s no single “retirement number.” Our retirement planning calculator lets you explore scenarios fast, then go deeper with AI to find what fits you.

Build your free financial plan

Maximize life

When you reduce stress and feel prepared, you enjoy today more. Align your money with what matters—and live with purpose. Discover a path to living a more prosperous, generous, joy-filled life.

Why your financial plan is free

We offer a marketplace where companies bid to present personalized solutions based on your plan. You have the option—but not the obligation—to connect with a financial advisor. Whether or not you engage, you’ll always have access to our free AI tools for retirement planning, budgeting, and debt strategy. We prioritize quality over spam, keep your information secure, and let you stay in full control.*

Let solutions come to you

No app. No linking accounts. No phone number. Just answers.

See why we have 30,000+ 5-Star reviews. Build your free financial plan in minutes. The smarter your inputs, the smarter your personal financial planning GPT.

Build your free financial plan